It's very easy for people to get into debt, it can happen to anybody. Often speaking to someone and getting advice can help.

The Financial Inclusion and Assessment Team (FIAT) have staff that provides money advice on a wide range of debt-related topics such as:

• Impartial money advice
• Debt management
• Mortgage arrears
• Council Tax arrears
• Credit Cards
• Bankruptcy
• Benefits advice
• State pensions
• Basic Bank Account
• Child Trust Fund information

Experienced Staff

The FIAT staff have qualified money advisers and offer free advice to anyone struggling with debt – no matter how large or small.

Staff will assess your situation and help sort out what you need to spend your money on and in what order. They can also contact the people you owe money to and sort out manageable repayments.